Terms of Service

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General Terms & Conditions

These Terms and Conditions apply to your use of services or any affiliation with Xcel Business Solutions as well as use of and/or registration with its web site Xcel-Solutions.com

Use of the web site

Your access to, browsing, review and use of the web site is subject to the Terms and Conditions and all applicable laws. By accessing and using our web site, you accept the Terms and Conditions without limitation or qualification. If you do not agree to the Terms and Conditions, do not make use of our web site.  If, at any time, any part of the Terms and Conditions is no longer acceptable to you, immediately terminate your use of our web site.

Delivery of Service

Xcel Business Solutions and its employees are obligated to deliver the services requested by the client.  Delivery of services is rendered after the client and Xcel Business Solutions enters into a written or verbal agreement to deliver the services according to the scope as is stated on our Service Content Pages. The conditions of delivery may be altered according to the agreements made between the client and Excel Business Solutions either in a written agreement or verbally.  Delivery of service, particularly relating to documentation may constitute, delivery in person, electronically or otherwise
The client is obligated to make payment either in full or part prior according to the agreement between the client and Xcel Business Solutions prior to delivery of service.  Payments may be made in person, via bank transfer or online according to the agreement made between the client and Xcel Business Solutions.

Right to Change, Modify or Delete the Terms and Conditions

Xcel Business Solutions reserves the right to change, modify, add or delete portions of the Terms and Conditions at any time.   Please re-review the Terms and Conditions periodically for changes. Your continued use of our web site will mean that you accept such changes or deletions.

Privacy

Xcel Business Solutions does not collect personal data of it clients via its web site for use by third parties. Any data collected via our web site regarding our clients is regarded as confidential and is used for company purposes only.
Any information or documentation collected in person, electronically or otherwise by one of our employees is regarded as confidential and used for business purposes based on the client’s request and will only be made public once the client agrees.
Please refer to the privacy policy for more details.

Copyright and Use of site Content

This site and all the information it contains, or may in the future contain, including, but not limited to, articles, reports, opinions, text, illustrations, trademarks, trade names, service marks and logos (collectively, the “Content”), is the property of Xcel Business Solutions.
Certain images and illustrations displayed on the site are owned by third parties.  However, nothing contained on this site should be construed as having been granted the right or permission to use this site or any content displayed on this site, for any purpose without the prior written permission of Xcel Business Solutions.

Links to Content

Xcel Business Solutions encourages and permits links to Content on the site. However, Xcel Business Solutions is an organization committed to the highest professional standards.  Therefore, Xcel Business Solutions does not grant any license or other permission for links or other use of the site or its Content if such use or link: (a) suggests that Xcel Business Solutions promotes or endorses any third party’s causes, ideas, political campaigns, web sites, products or services, (b) copies, displays, disseminates or otherwise uses the Content without Xcel Business Solutions express written consent, or (c) uses the Content for commercial purposes.  Furthermore, Xcel Business Solutions does not grant its consent for links to the site where the linking party engages in any Prohibited Conduct (as described in these Terms of Use). We reserve the right to withdraw permission for any link at any time.

Subject to your full compliance with these terms, Xcel Business Solutions authorizes you to view the Content, make a single copy of it, and print that copy, but only for your own lawful, personal, noncommercial use, provided that you maintain all content, trademark and other intellectual property notices contained in such Content, and provided that the Content, or any part thereof, is not modified.

Responses to Online Requests

From time to time, Xcel Business Solutions may offer to provide information or materials via e-mail or otherwise to interested persons.  Xcel Business Solutions reserves the right to reject any requests for such information or materials, or to discontinue the provision of such information or materials to any person, for any reason that is contrary to its professional ethics and standards.

Prohibited Conduct

You may use the site for lawful purposes only. You may not upload to, or distribute or otherwise publish through the site, any Content that is any of the following:
is libelous, defamatory, obscene, pornographic, abusive, harassing or threatening, or otherwise objectionable to Xcel Business Solutions in the Company’s sole discretion; contains computer viruses, worms, moles or other contaminating or destructive elements; violates the rights of others, such as Content that infringes any copyright, trademark, patent, trade secret or violates any right of privacy or publicity either to Xcel Business Solutions or content from third parties to this site; contains any false or misleading statement; contains advertising; or otherwise violates any applicable criminal or civil law. You may not use the site for any commercial purpose and may not distribute over the site any solicitation of funds, goods and services.  In addition, you may not use the site to solicit subscribers to join other online information services that are competitive with the site.

Content Management and Removal

Xcel Business Solutions reserves the right to delete, move, or edit any Users’ Content, such as those posted on our blog content page, that it may determine in its sole discretion, violates the Terms of Use. You shall remain solely responsible for all Users’ Content posted by you or by any other person using your account.  Xcel Business Solutions shall have the right, but not the obligation, to correct any errors or omissions in any Users’ Content, as it may determine in its sole discretion.

Xcel Business Solutions prohibits the posting of any information that infringes or violates the copyright rights and/or other intellectual property rights (including rights of privacy and publicity) of any person or entity. If you believe that your intellectual property right is infringed by any content on the site, please write to Xcel Business Solutions at the below address, giving a written statement that contains the following information: (a) an identification of the copyrighted work and/or intellectual property right claimed to have been infringed; (b) an identification of the allegedly infringing material on the site that is requested to be removed; (c) your name, address, and daytime telephone number, and an e-mail address if available; (d) a statement that you have a good faith belief that the use of the copyrighted work and/or exercise of the intellectual property right is not authorized by the owner, its agent, or the law; (e) a statement that the information in the notification is accurate, and, under penalty of perjury, that the signatory is authorized to act on behalf of the owner of the right that is allegedly infringed; and (f) the signature of the intellectual property right owner or someone authorized on the owner’s behalf to assert infringement of the right. Xcel Business Solutions will remove any posted submission that infringes the copyright or other intellectual property right of any person upon receipt of such a statement.  Under appropriate circumstances, persons who repeatedly submit infringing or unlawful material will be prohibited from posting further submissions.

Non-Endorsement.

Xcel Business Solutions does not represent or endorse the accuracy or reliability of any Users’ Content displayed, uploaded, posted on any message board, or otherwise distributed through the site by any subscriber, information provider or any other third party.  Xcel Business Solutions expressly disclaims any liability related to Users’ Content, and you acknowledge that any reliance upon such Subscriber Content shall be at your sole risk.
The site may contain links to sites on the Internet that are owned and operated by third parties (the “External Sites”). You acknowledge that Xcel Business Solutions is not responsible for the availability of, or the content or software applications located on or through any External site. You should contact the site administrator or Webmaster for those External Sites if you have any concerns regarding such links or External Sites.

Subscriber Qualifications

When registering with or applying to Xcel Business Solutions you must provide accurate, complete, and current registration information and you agree to provide Xcel Business Solutions with any updates to that information promptly after such changes occur.
Individual subscriptions to the site are available only to persons who are at least 18 years of age.  Your right to use the site is personal to you and cannot be transferred to any other person.

You shall be responsible for obtaining communication services, computer equipment and other products or services necessary to access and use the site. You shall be responsible for all charges associated with accessing and maintaining a connection to the site including, but not limited to, charges imposed by an Internet service provider, or your local telephone company.

Registrant Information

Unless you elect otherwise by making the appropriate selection on the Xcel Business Solutions personal information page, Xcel Business Solutions shall have the right to disclose certain limited registrant information including, but not limited to, the registrant’s name, e-mail and mailing address, to affiliates, partners and third party vendors for the purpose of providing registrants with information about products and services.   Xcel Business Solutions shall also have the right to disclose aggregate information about registrant usage and demographics in a manner that does not reveal the personal identity of any individual registrant.  Xcel Business Solutions shall send electronic mail to inform you of changes or additions to the site, or of any products and services of Xcel Business Solutions.  Please refer to our Privacy Policy below.

Third Parties

Xcel Business Solutions may provide you with links to third party Web sites, and some of the Content appearing to originate from the site may be supplied by third party Content providers. Xcel Business Solutions has no responsibility for these third-party Web sites, which are governed by the terms of use and privacy policies, if any, of the applicable third-party Content providers.

Restriction, Suspension or Termination

Xcel Business Solutions reserves the right, in its sole discretion, to restrict, suspend or terminate your access to all or any part of the site at any time for any reason without prior notice or liability.  Xcel Business Solutions may change, suspend or discontinue all or any aspect of the site at any time, including the availability of any site feature, database, or content, without prior notice or liability.

Disclaimer of Warranties

THE SITE AND THE CONTENT ARE DISTRIBUTED ON AN “AS IS, AS AVAILABLE” BASIS.  NEITHER Xcel Business Solutions, THIRD PARTY CONTENT PROVIDERS NOR THEIR RESPECTIVE AGENTS MAKE ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE SITE, ANY CONTENT OR ANY PRODUCTS OR SERVICES SOLD OR DISTRIBUTED THROUGH THE SITE.

NEITHER Xcel Business Solutions NOR ANY PROVIDER OF THIRD PARTY CONTENT OR THEIR RESPECTIVE AGENTS WARRANTS THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE; NOR DOES Xcel Business Solutions, ANY THIRD PARTY CONTENT PROVIDER, OR THEIR RESPECTIVE AGENTS MAKE ANY WARRANTY AS TO THE RESULTS TO BE OBTAINED FROM USE OF THE SITE OR THE CONTENT.

UNDER NO CIRCUMSTANCES SHALL Xcel Business Solutions NOR ANY THIRD PARTY CONTENT PROVIDER NOR THEIR RESPECTIVE PREDECESSORS, SUCCESSORS, PARENTS, SUBSIDIARIES, AFFILIATES, PAST OR PRESENT OFFICERS, DIRECTORS, SHAREHOLDERS, INVESTORS, EMPLOYEES, AGENTS, REPRESENTATIVES ATTORNEYS, LICENSORS OR INFORMATION PROVIDERS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SITE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Indemnification

You hereby agree to indemnify, defend and hold Xcel Business Solutions, and all of its predecessors, successors, parents, subsidiaries, affiliates, and past and present officers, directors, shareholders, investors, employees, agents, information providers, attorneys, representatives licensors and information providers harmless from and against any and all liability, losses, costs and expenses (including attorneys’ fees) incurred by Xcel Business Solutions or any Xcel Business Solutions Representative in connection with any claim arising out of any use or alleged use by you of this site or arising out of or in relation to any breach by you of the Terms and conditions, or the representations, warranties and covenants you made by agreeing to these Terms and Conditions.  Xcel Business Solutions reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in such case, you agree to cooperate reasonably with Xcel Business Solutions’ defense of such claim.

Entire Agreement

The Terms and Conditions constitute the entire agreement between the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter.

No Amendment or Waiver

The Terms and Conditions may not be amended except in writing signed by both parties and no waiver by either party shall be deemed a waiver of any preceding or subsequent breach or default, unless such a waiver is in writing and signed by an authorized representative of Xcel Business Solutions.

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